Representatives of the Ministry of Regional Development and Construction announced their plans to initiate an increase in the volume of financing of a mortgage for the population by 2 billion. UAH.
A borrower who will receive a preferential loan, starting from 2013. will pay only 3% per annum, and everything else will be compensated by the state budget. According to Anatoly Bliznyuk, the head of this department, it became known that from next year the state budget of Ukraine will allocate twice as much bag for expenses than in 2012., In order to continue and expand this social program.
The minister also noted the bill, which was submitted to the Verkhovna Rada on the eve of. In particular, it refers to the introduction of a secure article to the Budget Code, which will consolidate the costs of state compensation for the interest rates of citizens on a mortgage.
Anatoly Bliznyuk also stated that the borrower’s interest rate compensation will be carried out by crediting the necessary funds to a specially created settlement account. It is worth recalling that mortgage loans will be reduced on this mechanism, that they have a cost of not more than16% per annum, and which are provided for a period of less than 15 years in the Ukrainian hryvnia. The program involves partial compensation for the funds to the borrower from the amount of interest that he actually paid. All interest on the loan is reduced to 3% at the expense of the funds allocated from the state budget.
The list of real estate will also include incomplete construction objects. They will be purchased under the terms of state compensation for the interest rate on the loan. The list is also supplemented by the system unrealized systems that were put into operation after 2009. The advantages for this social loan program will be received by young families with children, as well as faces standing in line for housing. The preferential lending condition is that the monthly income of the borrower does not exceed 10 times the average monthly salary in Ukraine.